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Harry Daniel Insurance
PO Box 2077
Cartersville, GA 30120

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Emotional Injury

What is Emotional Injury?

Emotional Injury: an impairment to or disorder of the intellectual or psychological capacity of someone as evidenced by observable and substantial reduction in one's ability to function within a normal range of performance and behavior.

More simply put, if someone claims they suffered emotional harm by hearing a sermon or listening to a lesson being taught, this is all that is needed to begin the ugly scenario of going to court without proper coverage and representation.

Where Can Emotional Injury allegations come from?

The Pulpit, Bible Studies, Sunday School Classes
Pod Casting, Streaming on the web or Web content
Radio and TV
and Many others


Can my church be at risk for such an allegation?

Yes, all that is needed is an allegation. True or False is not the issue.  The allegation is all that is needed.

How can a church protect itself?

With a solid insurance program that is not silent on this issue.  We have the tools available to address this type of concern.  Don't overlook the importance of this "tempest" developing within our courts today.  The Church is a target.  Be prepared by addressing this issue upfront.

When someone preaches, teaches or ministers within the church, there is an opportunity for someone to be offended by a representative of the church and thereby claim emotional injury. 


 Contact us to determine what your needs are and how to properly handle them.




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Note: Per our "Terms of Service" (TOS) agreement, descriptions of insurance coverage on this site are for informational purposes only and may not apply, or be included on your policy. Please contact us to confirm coverage provided on your insurance policy or policies your are contemplating purchasing.